Monday 9 February 2009

Can a creditor report a debt to credit bureaus as past due after it has been discharged thru bankruptcy?

Is this a violation of the Fair Credit Reporting Act? Some creditors will correct the information on the credit reports, but then they will come back again later on and report the original balance as past due. And then I will have to dispute it all over again. How can I stop the creditors from doing this?|||NO they cant this is a violation of the fair credit reporting act, Contact your bankruptcy attorney and have him/ her send a letter of discharge for that debt , and that should clear things up


you should not have to dispute it once it has cleared bankruptcy,


the bankruptcy will show up on your credit report for the next 10 years tho|||It should be a pain in the ***, stop being a leech.. You should have paid them what you owe.|||Apparently you disputed this account and woke things back up. What I did was kept on disputing it. It eventually came off.|||Just call the bureaus and tell them it was included in your BK then it will show as included or automatically fall off the fall if your BK time is up on your credit......Good Luck|||It stays on 7-10 years after the discharge date of the bankruptcy.

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